What Saga’s data adds to the picture

Anna Thunstrom (pictured), Saga’s head of home insurance, said it can be difficult to know what your rights are as a homeowner or tenant. She added that the financial exposure customers face without adequate cover can be significant, pointing to fines of up to £20,000 for damaging a protected tree, on top of potential civil compensation, legal fees and replacement costs, and noted that legal expenses cover, where held, can fund advice or representation if a dispute cannot be resolved directly with a neighbour.

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