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The MGA sector has always been known for its agility, but this year’s MGA Opinion Report 2025, produced by the MGAA and Clyde & Co, digs into the strategic intent behind MGA growth plans in our fast-paced and ever-evolving environment. In a climate shaped by regulatory scrutiny, economic volatility, and evolving customer expectations, MGAs are not pulling back, they’re doubling down.

The report, based on survey responses from MGAs and carriers, reveals that a remarkable 84% of MGAs plan to grow by adding new lines of business in 2025. Over half (53%) are actively exploring acquisitions, and 40% intend to expand into new territories. These figures reflect a sector that is not only resilient but resolutely forward-looking.

Carriers are recognising the value in this mindset. In fact, 57% now expect to increase their capacity allocation to MGAs over the next two years, a clear signal of rising confidence in the MGA model as a key lever for market reach, innovation, and underwriting expertise.

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