“Equally, there could be greater transparency on policy wording, making it clearer what the perils and exclusions are to avoid this being a barrier to buyers. Lastly, SMEs remain a largely untapped market and are often more vulnerable to attacks but have fewer resources to respond effectively. This makes them strong candidates for tailored cover, developing products that address their specific needs,” Benito concluded.
Atrium’s move into this sector comes amid ongoing changes in global risk, with insurers seeking to provide solutions for clients navigating uncertain political and credit conditions. John Fowle (pictured above), chief executive officer at Atrium, said the company’s entry into the credit and political risk market is a milestone in its ongoing development as a specialty underwriter.
Andreas Graham (pictured above, right), executive vice-president at DUAL Energy, noted that ARTes has played a significant role in DUAL North America’s growth. Graham said the ARTes team’s understanding of the energy sector allows DUAL Energy to offer “competitive, tailored coverage” for its customers.
“The limits would be much higher,” she said. “They’d want excess liability coverage on top of the general liability because of their wealth. They don’t want any lawsuit, say from an injured guest, a transportation accident, or even overzealous members of the public, to potentially impact their personal assets. The more insurance they can buy, the better.”
In recent weeks, Westfield Specialty International has experienced significant leadership changes. The company’s chief operating officer and chief administrative officer, Jiyan Zora, exited the business earlier this month, marking a notable shift in its executive team.
Success at Dive In means participants leaving inspired, empowered, and energized to bring meaningful action back to their teams, according to Boain: “It’s about creating lasting momentum, sparking conversations, ideas, and practices that continue to shape our companies and the way we work.”
The operator disclosed that hackers infiltrated one of its systems, compromising names, telephone numbers, SIM identifiers, tariff details and Personal Unblocking Keys (PUKs). These codes, which can unlock SIM cards after repeated failed PIN attempts, are regarded by security specialists as particularly sensitive because they can be exploited in fraudulent transfers of mobile numbers.
The report highlighted that AI is already streamlining risk assessment and enabling remote adjusting, but the pace of adoption raises questions about regulatory oversight, data governance, and workforce training. For insurers and brokers, technology investment is becoming a key factor in delivering competitive claims service while controlling expenses.
Small and medium-sized enterprises (SMEs) are critical drivers of the UK economy, accounting for over 99% of all businesses, employing more than 16 million people, and contributing around half of UK private sector turnover. They are the engine of local job creation, entrepreneurship, and economic resilience. Yet as they navigate rising operational costs, regulatory complexity, and emerging risks, from cyber threats to climate-related disruptions, SMEs rely on trusted insurance advice and protection for resilience in volatile times.
“I’m honoured to take on this role and build on the strong foundation Lee has created,” said Smaje. “Transportation and logistics is a dynamic, important, and evolving sector, and I look forward to working with our global teams to drive innovation for our clients and deliver outstanding results for them.”
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