According to the Association of British Insurers (ABI), subsidence claims totalled £153 million in the first half of this year, supporting almost 9,000 households at an average payout of £17,263. The ABI’s separate first-quarter 2026 data put the average settled subsidence claim at £17,820, the highest figure on record and up 9% year on year from £16,295, following 2025 payouts that reached a record £307 million.

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